Category · Cash-flow forecasting for Xero

Will you have enough cash in 3 months?

Xero shows you what already happened. A forecast shows you what's coming: the slow month, the big tax bill, the hire you're not sure you can afford. Here are five tools that read your Xero numbers and forecast your cash, side by side. Three are fairly new. Dryrun has been on the Xero App Store since 2016 and Clockwork AI since 2019.

Compare the tools No sign-up. Nothing to buy from us.

Why bother forecasting?

You spot a cash squeeze weeks early, while there's still time to chase invoices, put off a purchase or talk to the bank.
You can ask "what if" before you commit. What if your biggest customer pays 30 days late? What if you hire in March?
Your accountant or bookkeeper sees the same numbers you do, so the chat is shorter.
It's only as good as the numbers going in, so check it against what really happens.

The tools side by side

What each builder says on its own site or app listing. Checked 7 Oct 2026; Compass and Hello Cashflow prices rechecked 12 Oct 2026. "Not stated" means their page doesn't say.

Tool	What it does	Works in	Price	Country	Public reviews	Good for
Compass Forecasting	Builds a linked profit, balance sheet and cash forecast from Xero, with scenarios	Google Sheets	A$45 per organisation per month or A$180 a year (US$30 or US$120), unlimited users; launch pricing. 90-day free trial from connecting a real Xero organisation; free to use on the Xero Demo Company	Australia	None yet (Google Workspace Marketplace)	Owners who like a spreadsheet and want it filled in for them
Hello Cashflow	Dashboards, budget vs actual, cash flow forecast with shortfall alerts, scenario calculator	Web (dashboards)	US$49/mo or US$450/yr per business. 14-day free trial	Not stated	5.0 from 6 (Xero App Store)	Owners who prefer charts to spreadsheets
EXL Cloud	Excel add-in that pulls Xero reports into Excel. The higher plan adds ready-made dashboards and cash scenarios	Excel	AUD 70/mo or AUD 170/mo, 5 Xero connections. Trial not stated	Australia	1 (Xero App Store, 5.0)	Owners or accountants who already live in Excel
Clockwork AI	Builds revenue, cost and cash forecasts from your Xero data, with what-if scenarios. Read-only	Web (dashboards)	Not stated. Free trial	Not stated	5.0 from 1 (Xero App Store)	Owners or advisors who want a forecast built from transactions
Dryrun	Cash and sales forecasts from your Xero invoices, bills and bank transactions. Unlimited scenarios; several entities	Web (dashboards)	Not stated. Free trial	Not stated	4.83 from 6 (Xero App Store)	Trades, construction, professional services

Review figures come from the public listings named in the table. Counts are small, so read the reviews themselves. On a phone, swipe the table sideways.

One card each

Short version of each tool, from its own site or app listing.

Compass Forecasting

Xero numbers in Google Sheets

Australia · Compass Forecasting Pty Ltd

“Automate your 3-way cash flow models, budgets, and scenarios in minutes”

Links your profit, balance sheet and cash flow in one Google Sheet
Best, base and worst-case scenarios; loan schedules
Xero only for now; QuickBooks and MYOB are on their roadmap
The trial runs 90 days from connecting a real Xero organisation. The Xero Demo Company is free with no time limit

A$45/mo or A$180/yr (US$30 or US$120) · 90-day free trialVisit site →

Hello Cashflow

Charts and plain reports

“Connects to your accounting software and brings your numbers to life”

Revenue, expenses, profit and cash flow reports
Budget against actual, plus a scenario calculator
Built by “business owners & chartered accountants”, per their site

US$49/mo · 14-day free trialVisit site →

EXL Cloud

Xero in Excel

Australia · South Melbourne

“Connects Microsoft Excel to Xero in 8 clicks”

Pulls trial balance, profit and loss, balance sheet and transactions into Excel
Founded by a chartered accountant, per their site
Excel versions (Windows, Mac, web) not stated

AUD 70/mo or AUD 170/moVisit site →

Clockwork AI

Forecast built from your transactions

Revenue, expense and cash flow forecasts, with custom assumptions
Reads your Xero data daily; it doesn't write anything back
On the Xero App Store since July 2019
Price not stated; free trial

Free trialXero listing →

Dryrun

Trades, construction, professional services

Cash flow and sales forecasts from your Xero invoices, bills and bank transactions
Unlimited scenarios; combines several entities and converts currencies
On the Xero App Store since April 2016
Price not stated; free trial

Free trialVisit site →

Last checked 7 Oct 2026. Compass and Hello Cashflow prices and trials, and the Xero App Store dates for Clockwork AI and Dryrun, checked 12 Oct 2026.

How to choose

Try it on your own data. Check the first forecast against what you already know about your business.
Ask for a reference customer about your size. A business like yours, in a trade like yours.
Find out what happens to your data if you leave. Can you export it, and is it easy to switch off the Xero connection?
Check what it asks to see in Xero. Read-only access is a good sign.
Work out the real price. Is it per business, per user or per client? Monthly or yearly?
Ask your accountant or bookkeeper. They'll be the one working from it with you.

Want a shortlist for your setup?

Tell us what you use now and what's getting in the way, and we'll reply with the tools that fit.

Free tools for this Email us

info@in2fpa.com

How we pick

Listings are factual, taken from each builder's own site or app listing on 2026-10-07 (some details rechecked 2026-10-12). No paid placements. First Contact is a small marketing team. We aren't paid by any tool on this page and these aren't endorsements. Review figures come from the public listings named in the table. We don't list the big names. Not accounting or financial advice. Spotted something wrong, or want your tool listed? Email info@in2fpa.com.